Synchronoss Buys RIM Unit, News Corp Buys OH Sports Network: Mergers and Acquisitions Recap

Synchronoss Technologies (NASDAQ:SNCR) purchases NewBay, a wholly owned subsidiary of Research in Motion Limited (NASDAQ:RIMM), for $55.5 million in cash with no assumption of cash or debt.?The transaction closed at the end of the fourth quarter. The buyer is a?mobile innovation firm which supplies activation and mobile content management solutions for connected devices.?NewBay is a leader in cloud services, permitting mobile operators and service providers to deliver content experiences across connected devices like smartphones, tablets, PCs and TVs.

On Friday, Tower International (NYSE:TOWR) said that it divested its?wholly-owned Korean subsidiary to the?privately-owned auto parts supplier?SECO. Included with the subsidiary were?5 manufacturing plants, a tooling plant, and a headquarters/tech center. Tower is a?leading integrated worldwide manufacturer of engineered structural metal components and assemblies and the move was?in order to strengthen its overall business and realize shareholder value.

Are these stocks a buy or sell? Let us help you decide. Check out our Stock Picker Newsletter now.

The Allied Pilots Association membership of American Airlines?says that their carrier?s planned merger with US Airways Group (NYSE:LCC) might not come about during the bankruptcy of the former unless pilot groups of the carriers can agree on interim contract terms. President Keith Wilson of the union said that if an agreement is not made in the very near future, in all likelihood, there will be no merger before American Airlines exits restructuring.

News Corporation (NASDAQ:NWSA) has acquired SportsTime Ohio, a regional sports network based in Cleveland that broadcasts Cleveland Indians baseball games. Although financials were not reported, an inside source estimated that the transaction was worth around $230 million, a figure that Reuters first reported on December 3rd.

Don?t Miss: The Dogs of the Dow Fall Behind.

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Source: http://feedproxy.google.com/~r/WallStCheatSheetTrading/~3/qruRBv6bKNc/

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DLF Limited - Indian Stocks NSE BSE Free Intraday Daytrading ...

Hot Stocks from Tipz.in for 1st Jan 2013
DLF Limited (DLF), Punjab National Bank (PNB), Allahabad Bank (ALBK), 20 Microns Limited (20MICRONS), Ultratech Cement Limited (ULTRACEMCO), Sun TV Network Limited (SUNTV), Gail (india) Ltd (GAIL), SKS Microfinance Limited (SKSMICRO), Max India Ltd (MAX), Rural Electrification Corporation Limited (RECLTD), Rural Electrification Corporation Limited (RECLTD), Bajaj Elect.ltd (BAJAJELEC), Eros International Media Limited (EROSMEDIA), Biocon Limited. (BIOCON), Tech Mahindra Limited (TECHM), Gujarat Mineral Development Corporation Limited (GMDCLTD), Tribhovandas Bhimji Zaveri Limited (TBZ), Hathway Cable and Datacom Limited (HATHWAY), TTK Healthcare Limited (TTKHEALTH), ING Vysya Bank Limited (INGVYSYABK), Gravita India Limited (GRAVITA), Aanjaneya Lifecare Limited (AANJANEYA), Mangalam Cement Ltd (MANGLMCEM), Dr. Reddys Laboratories (DRREDDY), Grasim Industries Ltd (GRASIM), Ttk Prestige Ltd (TTKPRESTIG), R Sys International Ltd (RSYSTEMS), Trent Ltd (TRENT).

Source: http://finance.tipz.in/2012/12/dlf-limited_31.html

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Hourly Monitoring of Pollution in Major Chinese Cities

Posted by david on Dec 30, 2012 in Blog | 0 comments

China plans to release hourly air pollution monitoring data in 74 of its biggest cities starting on New Year?s Day, state media said on Sunday, in a sign of increasing responsiveness to quality-of-life concerns among prosperous urban people.

Choking pollution and murky grey skies in Chinese cities is a top gripe among both Chinese and expatriates. Microscopic pollutant particles in the air have killed about 8,600 people prematurely this year and cost $1 billion in economic losses in Beijing, Shanghai, Guangzhou and Xi?an, according to a study by Beijing University and Greenpeace that measured the pollutant levels of PM2.5, or particles smaller than 2.5 micrometres in diameter.

The new monitoring will include not only PM2.5, but also sulfur dioxide, nitrogen dioxide, ozone and carbon monoxide, the Xinhua news agency said, citing a Friday announcement by the Ministry of Environmental Protection. Data will be collected from 496 monitoring stations, it said.

First Beijing, then other cities have become more public about their air quality data since the U.S. embassy in Beijing began publishing hourly data from a pollution monitor installed on embassy grounds in Beijing.

- Reuters

Source: http://youxie.ca/hourly-monitoring-of-pollution-in-major-chinese-cities/

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Suspects in India rape case charged with murder

NEW DELHI (AP) ? Indian police have charged six men with murder, adding to accusations that they beat and gang-raped a woman on a New Delhi bus two weeks ago in a case that shocked the country.

The murder charges were laid Saturday, hours after the woman died in a Singapore hospital, where she had been flown for treatment.

New Delhi police spokesman Rajan Bhagat said the six face the death penalty if convicted, in a case that has triggered protests across India for greater protection for women from sexual violence, and raised questions about lax attitudes by police toward sexual crimes.

The tragedy has forced India to confront the reality that sexually assaulted women are often blamed for the crime, forcing them to keep quiet and discouraging them from reporting it to authorities for fear of exposing their families to ridicule. Police often refuse to accept complaints from those who are courageous enough to report the rapes, and the rare prosecutions that reach courts drag on for years.

Indian Prime Minister Manmohan Singh said he was aware of the emotions the attack has stirred, adding it was up to all Indians to ensure that the young woman's death will not have been in vain.

The victim, who has not been identified, "passed away peacefully" early Saturday at Mount Elizabeth hospital in Singapore with her family and officials of the Indian Embassy by her side, Dr. Kevin Loh, the chief executive of the hospital, said in a statement.

The victim's body was cremated Sunday in New Delhi soon after its arrival from Singapore on board a special Air-India flight, amid an outpouring of grief by people across the country.

Singh and Sonia Gandhi, head of the ruling Congress party, were at the airport to receive the body and meet family members of the victim who had also arrived on the special flight.

After 10 days at a hospital in New Delhi, the Indian capital, the victim was brought Thursday to Mount Elizabeth, which specializes in multi-organ transplants. Loh said the woman had been in extremely critical condition since Thursday, and by late Friday her condition had taken a turn for the worse, with her vital signs deteriorating.

"Despite all efforts by a team of eight specialists in Mount Elizabeth hospital to keep her stable, her condition continued to deteriorate over these two days," Loh said.

The woman and a male friend, who also has not been identified, were on a bus in New Delhi after watching a film on the evening of Dec. 16 when they were attacked by six men who raped her. The men beat the couple and inserted an iron rod into the woman's body, resulting in severe organ damage. Both were then stripped and thrown off the bus, according to police.

As news of the victim's death reached New Delhi on Saturday, hundreds of policemen sealed off the high-security India Gate area, where the seat of India's government is located, in anticipation of more protests.

The area is home to the president's palace, the prime minister's office and key defense, external affairs and home ministries, and has been the scene of battles between protesters and police for days after the attack.

Police were allowing people to assemble at the Jantar Mantar and Ramlila grounds, the main areas allotted for protests in New Delhi, Bhagat said.

Mourners gathered at Jantar Mantar to express their grief and demand stronger protection for women and the death penalty for rape, which is now punishable by a maximum of life imprisonment. Women face daily harassment across India, ranging from catcalls on the streets, groping and touching in public transport to rape.

They put a wreath studded with white flowers on the road, lit a candle and sat around it in a silent tribute to the young woman. Members of a theater group nearby played small tambourines and sang songs urging Indian society to wake up and end discrimination against women.

Dipali, a working woman who uses one name, said the rape victim deserved justice. "I hope it never happens again to any girl," she said.

Dozens of students of Jawaharlal Nehru University in New Delhi marched silently to the bus stop from where the rape victim and her friend had boarded the bus on Dec. 16. They carried placards reading "She is not with us but her story must awaken us."

Sonia Gandhi, the governing Congress party chief, assured the protesters in a statement that the rape victim's death "deepens our determination to battle the pervasive, the shameful social attitudes and mindset that allow men to rape and molest women and girls with such an impunity."

The protesters heckled Sheila Dikshit, the top elected leader of New Delhi state, when she came to express her sympathy with them and forced her to leave the protest venue. They blamed her for the deteriorating law and order situation in the capital.

Meenakshi Ganguly, South Asia director of Human Rights Watch, said the woman's death was a sobering reminder of the widespread sexual violence in India.

"The outrage now should lead to law reform that criminalizes all forms of sexual assault, strengthens mechanisms for implementation and accountability, so that the victims are not blamed and humiliated," Ganguly said.

Prime Minister Singh said he understood the angry reaction to the attack and that he hoped all Indians would work together to make appropriate changes.

"These are perfectly understandable reactions from a young India and an India that genuinely desires change," Singh said in a statement. "It would be a true homage to her memory if we are able to channel these emotions and energies into a constructive course of action."

Mamta Sharma, head of the state-run National Commission for Women, said the "time has come for strict laws" to stop violence against women. "The society has to change its mindset to end crimes against women," she said.

Indian attitudes toward rape are so entrenched that even politicians and opinion makers have often suggested that women should not go out at night or wear clothes that might be seen as provocative.

Separately, authorities in Punjab state took action Thursday when an 18-year-old woman killed herself by drinking poison a month after she told police she was gang-raped.

State authorities suspended one police officer and fired two others on accusations they delayed investigating and taking action in the case. The three accused in the rape were arrested only on Thursday night, a month after the crime was reported.

"This is a very sensitive crime, I have taken it very seriously," said Paramjit Singh Gill, a top police officer in the city of Patiala.

The Press Trust of India reported that the woman was raped Nov. 13 and reported the attack to police Nov. 27. But police harassed the girl, asked her embarrassing questions and took no action against the accused, PTI reported, citing police sources.

___

Associated Press writers Heather Tan and Faris Mokhtar in Singapore and Ravi Nessman in New Delhi contributed to this report.

Source: http://news.yahoo.com/suspects-india-rape-case-charged-murder-004801507.html

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Serena Williams opens season with comfortable win

Serena Williams of the U.S. plays a shot during her first round match against Varvaro Lepchenko of the U.S. during the Brisbane International tennis tournament in Brisbane, Australia, Sunday, Dec. 30, 2012. (AP Photo/Tertius Pickard)

Serena Williams of the U.S. plays a shot during her first round match against Varvaro Lepchenko of the U.S. during the Brisbane International tennis tournament in Brisbane, Australia, Sunday, Dec. 30, 2012. (AP Photo/Tertius Pickard)

BRISBANE, Australia (AP) ? Serena Williams joked that since the calendar still read 2012, she needed to maintain this year's dominant form.

The 15-time Grand Slam champion opened her 2013 season Sunday, and Williams needed less than an hour to beat fellow American Varvara Lepchenko 6-2, 6-1 in the first round of the Brisbane International.

Williams won 31 of her last 32 matches during the 2012 season, including titles at Wimbledon, the Olympics, the U.S. Open and the WTA Championships. She was 58-4 overall.

"Tomorrow is the last day of the year, so technically I still had my 2012 rep on the line," she said. "I really needed to win today so I could finish the year with still just the four losses. So that was important for me."

The third-ranked Williams didn't show any signs of the minor surgery on her big toes that forced her to withdraw from an exhibition in Thailand. She moved freely throughout the match against the 21st-ranked Lepchenko.

Williams saved five break points in the first game as she adjusted to a strong breeze.

"I was a little nervous, but I was completely fine," Williams said. "The doctor said I would be fine. I was excited to get an early start, so just in case I did have any pain, I could have tomorrow off. But everything was fine."

Williams said she didn't believe in New Year's resolutions. Goals are a different story, and she's aiming to sweep the major tournaments.

She held all four Grand Slam championships at one point, winning the 2003 Australian Open after claiming the French, Wimbledon and U.S. Open titles in 2002. But she's never completed a season slam.

"I think for me, absolutely," she said of whether it was possible in 2013. "I think maybe whoever wins the Australian Open will have that same thought. I think there is no way that Victoria (Azarenka) or Maria (Sharapova) or maybe some other players don't feel the same way. So I think I definitely feel that way."

And if that doesn't happen, she plans to give herself a few more years to attempt it. Her experience at the London Olympics made her want to keep playing until the 2016 Games in Rio.

Eight of the top 10 women are entered in the Brisbane International, with Azarenka and Sharapova getting byes in the first round.

Sixth-seeded Petra Kvitova beat Carla Suarez Navarro of Spain 6-3, 6-4 and will next meet Russia's Anastasia Pavlyuchenkova, who beat Lucie Hradecka of the Czech Republic 6-3, 3-6, 6-3.

In other matches, Australian wild card Jarmila Gajdosova beat 16th-ranked Roberta Vinci 4-6, 6-1, 6-3 to set up a second-round match against Sharapova. Urszula Radwanska of Poland beat Tamira Paszek of Austria 2-6, 6-0, 6-2, and Slovakia's Daniela Hantuchova had a 7-5, 6-2 win over Lourdes Dominguez Lino of Spain.

Australia's Samantha Stosur was headlining the night session Monday.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/347875155d53465d95cec892aeb06419/Article_2012-12-30-TEN-Brisbane/id-3ca5dd0ebddb41cb82bf165d1f898b3e

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Nanaimo Concerts | Music, Sports | Recreation | New Years Eve at ...

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Monday, December 31st, 2012
8:00 PM to 3:00 AM

What a better way to ring in 2013 than a party at The Queens with Toy Zebra.
The female duo DJS; The Mewws will be making sure that you're still dancing in between band breaks. Get ready to dance the night away!

There will be party hats and a balloon drop at Midnight

There will be FREE appetizers all night long and FREE Champagne at Midnight.

Source: http://www.harbourliving.ca/event/new-years-eve-at-the-queens-wtoy-zebra/

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Order of Rose Parade floats, bands and other participants

Here is the running order for the 124th Tournament of Roses Parade, which begins at 8 a.m. Tuesday. The parade will be broadcast live on KTLA, ABC, NBC, HGTV and Hallmark. KTLA will repeat its parade coverage continuously through 10 p.m.

Honda Pace Car and Sound Car

Wells Fargo stagecoach

American Honda float: "Follow Your Dreams"

U.S. Marine Corps Mounted Color Guard

U.S. Marine Corps West Coast Composite Band

City of Torrance float: "Follow Your Dreams"

Hawaii Pa'u Riders

Dole float: "Dreaming of Paradise"

Lassiter High School (Marietta, Ga.) Marching Trojan Band

Kiwanis International float: "A Child's Magic Carpet Ride!"

Tournament of Roses Grand Marshal Dr. Jane Goodall

La Ca?ada Flintridge Tournament of Roses Association float: "Dino-Soar"

Davis High (Kaysville, Utah) Marching Band

Prime Time Express Mounted Drill Team

Shriners Hospitals for Children float: "Helping Children Live Their Dreams"

The Pride of the Dutchmen Marching Band (Orange City, Iowa)

Kaiser Permanente float: "Oh, the Healthy Things You Can Do!"

Wells Fargo float

Rotary International float: "All the Places We Go"

Tournament of Roses President Sally M. Bixby

Family of Tournament of Roses President Sally M. Bixby

Pasadena City College Tournament of Roses Honor Band

The Nurses' Float: "A Healing Place"

2013 Rose Bowl Game Hall of Fame Inductees

Pasadena City College Herald Trumpets

Macy's float: "Presenting the Royal Court"

Medieval Times Dinner & Tournament equestrians

Miracle-Gro float: "Everyone Grows"

Long Beach Mounted Police

Trader Joe's float: "Recipe for Adventure!"

Stanford University band

City of Glendale float: "Living the Good Life!"

Valley Hunt Club equestrians

Lutheran Hour Ministries float: "Jesus ... The Way to Heaven"

PAVA World Korean Traditional Marching Band

The Norco Cowgirls Rodeo Drill Team

Mayor of Pasadena, Bill Bogaard

University of Wisconsin band

Downey Rose Float Association float: "Dew Drop By"

The Salvation Army Tournament of Roses Band

Scripps Miramar Saddlebreds

Beverly Hills Pet Care Foundation float: "Follow the Stars ? Adopt a Pet!"

Canadian Cowgirls Precision Drill Team

China Airlines float: "Cycling Through Paradise"

Morgantown High School (W.V.) Red and Blue Marching Band

Delta Sigma Theta Sorority, Inc. float: "Transforming Communities through Sisterhood & Service"

ONDAR and the Eagles of Tuva equestrians

Donate Life float: "Journeys of the Heart"

East-West Fusion All-Star Band (San Jose)

City of Los Angeles float: "Making Connections"

Sioux Falls (S.D.) Lincoln "Patriot" Marching Band

Disneyland Resort float: "Destination Cars Land"

Anaheim Police Department Mounted Enforcement Unit

Lions Clubs International float: "Lions Serving the World"

All-Izumo Honor Green Band (Victorville)

SD Farm equestrians

City of South Pasadena float: "Sailing the Sea of Knowledge"

Los Angeles Unified School District All District High School Honor Band

Odd Fellows and Rebekahs float: "Elevated Adventure"

The New Buffalo Soldiers equestrains

City of San Gabriel Centennial float: "Celebrating Our Journey

Ramona Pageant equestrians

HGTV float: "All Paths Lead Home"

Jackson Memorial High School (N.J.) Jaguar Band

Dick Van Patten's Natural Balance Pet Foods, Inc. float: "Canines With Courage"

1st Cavalry Division Horse Cavalry Detachment

Ministry of Tourism & Creative Economies, Republic of Indonesia float: "Wonderful Indonesia"

Banda El Salvador (Norwalk)

AIDS Healthcare Foundation float: "The Global Face of AIDS"

Bands of America Honor Band (Indianapolis)

Costumed Arabians Region One equestrians

Farmers Insurance float: "The Love Float"

City of Alhambra float: "Going to Granada, Spain!"

The BOSS (Bands Of Santiago Sharks) (Corona)

Spirit of the West Riders

Department of Defense 60th Anniversary of the Korean War Commemoration Committee float: "Freedom Is Not Free."

B-2 bomber flyover

The Roots of Music Marching Crusaders (New Orleans)

City of Hope float: "The Journey to CURE"

Hermanos Banuelos Charro Team

Cal Poly Universities float: "Tuxedo Air"

The Pride of Broken Arrow (Oklahoma marching band)

City of Burbank/Burbank Tournament of Roses Association float: "Deep Sea Adventures"

Aguiluchos Marching Band (Puebla, Mex.)

Jackson Fork Ranch Percherons equestrians

RFD-TV float: "Classic Tractor Fever!"

Seminole High School (Fla.) Warhawk Marching Band

Western Asset float: "A World Unite"

Lafayette Band " Pride of the Bluegrass" (Lexington, Kent.)

Sierra Madre Rose Float Association float: "The Sky's the Limit!"

All American Cowgirl Chicks equestrians

Parade Closing Unit: Tournament of Roses Legacy float with Coco Jones

Source: http://www.ocregister.com/entertainment/float-381961-marching-tournament.html

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AnGof2012 published Debt and Christmas - http://tinyurl.com/a48wpe6 I never...

Sunday, December 30 2012

http://tinyurl.com/a48wpe6

I never went into debt because there is life and bills after Christmas. I read the report with amazement that people are still piling up debt when despite the government waffle, we all know harder times are on their way.?

??What do you think???

Source: http://rss.feedsportal.com/c/32715/f/503326/s/270e02fc/l/0L0Sthisiscornwall0O0Cdiscussions0CDebt0EChristmas0Ehref0Ehttp0Etinyurl0Ecom0Ea48wpe60Ehttp0Cdiscussion0E177173730Edetail0Cdiscussion0Bhtml/story01.htm

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India rape victim's body cremated in New Delhi

NEW DELHI (AP) ? The body of a woman who died after being gang-raped and beaten on a bus in India's capital was cremated Sunday amid an outpouring of anger and grief by millions across the country demanding greater protection for women from sexual violence.

The young woman's body was cremated in a private ceremony soon after its arrival on a special Air India flight from Singapore, where she died at a hospital Saturday after being sent for medical treatment.

Prime Minister Manmohan Singh and Sonia Gandhi, head of the ruling Congress party, were at the airport to receive the body and meet family members of the victim who had also arrived on the flight early Sunday.

Hours after the victim died Saturday, Indian police charged six men who had been arrested in connection with the attack with murder, adding to accusations that they beat and gang-raped the woman on a New Delhi bus on Dec. 16.

The victim, who has not been identified, was taken Thursday to Singapore's Mount Elizabeth hospital, which specializes in multi-organ transplants, in extremely critical condition, and her condition took a turn for the worse, with her vital signs deteriorating.

After her death, thousands of mourning Indians lit candles, held prayer meetings and marched through various cities and towns, including New Delhi, Mumbai, Bangalore and Kolkata, on Saturday night to express their grief and demand stronger protection for women and the death penalty for rape, which is now punishable by a maximum of life imprisonment.

Women face daily harassment across India, ranging from catcalls on the streets, groping and touching in public transport to rape.

New Delhi police spokesman Rajan Bhagat said the six suspects face the death penalty if convicted, in a case that has triggered protests across India and raised questions about lax attitudes by police toward sexual crimes.

The tragedy has forced India to confront the reality that sexually assaulted women are often blamed for the crime, forcing them to keep quiet and discouraging them from reporting it to authorities for fear of exposing their families to ridicule. Police often refuse to accept complaints from those who are courageous enough to report the rapes, and the rare prosecutions that reach courts drag on for years.

Prime Minister Singh said Saturday that he was aware of the emotions the attack has stirred, adding that it was up to all Indians to ensure that the young woman's death will not have been in vain.

The woman and a male friend, who also has not been identified, were on a bus in New Delhi after watching a film on the evening of Dec. 16 when they were attacked by six men who raped her. The men beat the couple and inserted an iron rod into the woman's body, resulting in severe organ damage. Both were then stripped and thrown off the bus, according to police.

Dipali, a working woman who uses one name, said the rape victim deserved justice. "I hope it never happens again to any girl," she said.

Gandhi, the governing party chief, assured the protesters in a statement that the rape victim's death "deepens our determination to battle the pervasive, the shameful social attitudes and mindset that allow men to rape and molest women and girls with such an impunity."

Meenakshi Ganguly, South Asia director of Human Rights Watch, said the woman's death was a sobering reminder of the widespread sexual violence in India.

"The outrage now should lead to law reform that criminalizes all forms of sexual assault, strengthens mechanisms for implementation and accountability, so that the victims are not blamed and humiliated," Ganguly said.

Singh said he understood the angry reaction to the attack and that he hoped all Indians would work together to make appropriate changes.

"It would be a true homage to her memory if we are able to channel these emotions and energies into a constructive course of action," the prime minister said.

Indian attitudes toward rape are so entrenched that even politicians and opinion makers have often suggested that women should not go out at night or wear clothes that might be seen as provocative.

Source: http://news.yahoo.com/india-rape-victims-body-cremated-delhi-045328410.html

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Costa Phillippou gets big win as Tim Boetsch deals with rough night at UFC 155

Costa Philippou wasn't even supposed to be fighting at UFC 155. It was supposed to be Chris Weidman, Philippou's teammate, taking on Tim Boetsch. It was supposed to be a fight that decided a potential contender for Anderson Silva's bout. But in MMA, things don't always work out like they are supposed to, and Philippou walked away with a win at UFC 155.

Philippou stepped in to fight Boetsch after Weidman was injured in training camp. Boetsch took an early lead with clinch work and takedowns in the first round, but between rounds he talked about an injury that was bothering him. It got worse for Boetsch in the second round, as a large cut opened in his forehead and he was poked in the eye.

With his eye swelling and blood covering his face, Boetsch tried to deal with Philippou's striking. Boetsch attempted takedowns, but couldn't hold off Philippou, who finished the fight at 2:11 in the third round.

After the fight, Philippou sent this tweet that said it all.

They know me now.

? Costas Philippou (@Philippou185UFC) December 30, 2012

Though he's now 12-2 and has five straight wins in the UFC, Philippou has flown under the radar among middleweights. It will be hard to ignore him after he took advantage of this opportunity at UFC 155.

Source: http://sports.yahoo.com/blogs/mma-cagewriter/costa-phillippou-gets-big-win-tim-boetsch-deals-045553011--mma.html

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5 Tips for Not Messing Things Up Online

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This is a guest post by Lewis Edward, who is an office space to rent at ?The Office Providers.

Online security is a topic that has been getting plenty of attention in recent years, but it seems that start-ups and small businesses either take it way too seriously or do not care about it at all. Well, it is clear that both approaches are quite unnecessary, as it really isn?t that hard to secure your small business from online threats these days. Here are five tips that everyone can use as solid guidelines for not messing things up online.

Get a Firewall

First and foremost, make sure that every single computer your company has is equipped with a solid firewall. By having a firewall running in the background, you will be able to avoid so many possible problems that your employees might ? unknowingly ? get you into that there are simply no other choices than to set that piece of software up on each computer from day one. One thing that you have to keep in mind, however, is that your employees shouldn?t be able to access the settings on their own.

Do a Few Checks Here and There

With a strong firewall, you are not going to need too many other programs, but it is certainly a good idea to run an anti-virus and an anti-spyware program on all of your company?s computers from time to time. It is a time-consuming activity, so do it over the weekend or whenever your company gets empty for public holidays. That way, you will be able to solve any issues that may arise without interfering with your day-to-day operations.

Filter those E-mails

Spam filters can do a lot for your e-mails, but it would be ridiculous to think that they can solve the entire problem. When it comes to e-mails, the best way to deal with any unwanted ones is to simply delete them before even looking at them. A brief look through your full inbox should be enough for you to know which e-mails are worth it and which can do you no good. The point is to just delete those from the latter category. After a while, the entire process is going to be a breeze and you will be able not only to stay safe from all those scams, but also to not waste any time by going through those unwanted messages.

Educate Your Employees

Unless you have an IT-related business, it is quite likely that most of your employees will have virtually no idea about what online security means. If you don?t have your own IT department, you will have to get them on the right note yourself. It shouldn?t take a lot of time ? one meeting should be more than enough ? and it can go a long way in avoiding all those glaring mistakes that can potential case you a lot of trouble. Make sure that they all know about everything you are trying to do in that department and inform them about any changes that you are going to make in the near future.

Use Common Sense

Finally, start using common sense! Online hackers and scammers are here to stay and it is clear that they will find new ways to attack your operations. Therefore, it is always important to stay vigilant and up-to-date with the latest developments. Also, do not forget to update your software regularly ? not only the operating systems, but also the firewalls, anti-viruses, and e-mail clients. Only then will you be able to say that your small business or start-up is safe from all kinds of online threats that are out there.

Photo credit:?http://www.flickr.com/photos/stars6/4921491397/

Tagged as: online, online security, small business tips, Startups

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Source: http://www.extremejohn.com/5-tips-for-not-messing-things-up-online/

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Grow Your Business With These Internet Promotion Tips | noble ...

If you need to get a product or service known to the public, Online marketing is the way to go. It may seem easy at first, but you have to become educated on the topic of web marketing in order to succeed at it. Below you will find a variety of tips that will assist you in getting started in Online marketing.

Give your campaign a personal touch. Use your real name in your ads and post a picture of yourself on your website. Another idea is to welcome your customers to the website with a handwritten statement.

Direct marketing is another way to improve your Website marketing campaign. Let your customers know about promotions and special services through phone, fax and/or email. Online phone information websites or the common phone book can give you a large number of leads.

TIP! Use limited-time incentives. That could be free shipping for the first hundred people who place an order or free gift wrapping for customers who order before a certain time.

If you don?t devote your full attention to all of your social media profiles it will be a detriment to your company. Inactive profiles that are not updated regularly are useless.

Give away a free gift with a purchase; this will make your customers feel like they are valued. Never assume that Web marketing is only about what you can get for your company, because showing customer appreciation is important for building customer loyalty.

It is important to be listed within Google for proper affiliate marketing. Millions of people search Google every hour of every day, and you need to know when people are searching for terms related to your business. Your website will be easier for web crawler to index if you are listed on directories and registered with the search engines.

TIP! Always view your website in the way that a potential customer would. Can you easily navigate your website as a customer? Does it make for an interesting read? Can orders be placed on your website quickly and easily? Make sure that you maximize the quality and functionality of your site to keep your customers.

Keep in mind what your site?s visitors are looking for and plan your sire accordingly. If you can give them what they are looking for, you will see your marketing efforts pay off in more sales for the product. Encourage people to leave feedback or comments. Ask friends or family members about some of the things that you can improve. Do your homework, document every step and create a beneficial site for all.

As you have seen, online marketing can be a great way to get the word out about your products. To be a successful internet marketer, you must know how to do it. The ideas presented in this article should help you get the most from your Internet marketing efforts.

Other articles you might like;

Source: http://noble-research.com/grow-your-business-with-these-internet-promotion-tips.html

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Wikimedia Foundation Raises $25M In Donations Over 9 Days

Wikimedia Foundation announced today that it raised $25 million from more than 1.2 million donors during its 2012 fundraiser, which ran on English-language Wikipedia in five countries (the U.S., Canada, Great Britain, Australia and New Zealand) for nine full days, a decrease in time from Wikipedia's 2011 fundraiser, which was 46 days and raised $20 million. Another donation drive will be launched in April.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/Wf6pWR-yH78/

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How Ronald Reagan kept Queen Elizabeth II waiting

LONDON - Few people keep Queen Elizabeth II waiting, especially when she has issued a personal invitation, but President Ronald Reagan managed to do so in 1982 without causing any lasting damage.

It happened in 1982, when the Reagan White House failed to reply in a timely way to a personal invitation from the queen for the president and his wife Nancy to stay with her at Windsor Castle during a planned visit to England.

Formerly Confidential papers made public Friday reveal there were raised eyebrows, and bruised feelings, when Reagan did not answer the sort of invite that usually commands a prompt reply the world over. The queen's invitation was left to languish for weeks ? something the British believe is simply Not Done.

"It is really for the president to respond to her invitation, which he has not done personally, something that I have pointed out several times here," writes Nicholas Henderson, Britain's ambassador to Washington, in a memo to the British Foreign Office. "As you know those surrounding the president are not deliberately rude: It is simply that they are not well-organized and do not have experience of this sort of thing."

The misunderstanding was eventually cleared up ? and Reagan even found the time to go horseback riding with the queen.

A former Reagan official today offers one possible explanation for the delay replying: Nancy Reagan's need to consult an astrologer.

"You have to remember that Mrs. Reagan was very strict about his schedule, and she would consult her astrologer to see if this was the right time to travel," William F. Sittman, a special assistant to Reagan who was involved in planning the trip, told The Associated Press. "Sometimes she would back up departures."

The tiff over the tardy reply is but one revelation contained in nearly 500 pages of newly released documents relating to the Reagan visit being made public Friday by Britain's National Archives. The dossier shows the British government ? led by Prime Minister Margaret Thatcher ? to be extraordinarily interested in pleasing the relatively new president on his two-day visit.

British leaders also fretted that perennial cross-Channel rivals might triumph in the tug-of-war for presidential face time in a visit that had to be sandwiched between two summits on the European mainland. They feared the president might cancel, either because of time pressure or a reluctance to offend other European leaders who wanted meetings with Reagan.

The dossier is filled with serious political concerns ? how to maximize Britain's influence on U.S. policy? ? and lighter matters, including what gift to give the Reagans (they decided on a carriage clock), and what type of horse and saddle Reagan would most enjoy for his ride with the queen.

At one point, the president's men pose a fashion question on his behalf: Just what should the president wear to go riding with the queen?

The answer: Something smart, but casual, of course. Riding boots, breeches and a turtleneck sweater would do fine ? no need for formal riding attire.

The papers show that top Reagan adviser Michael Deaver had a way of annoying his British counterparts with last-minute changes and requests, and also surprised them with some of his objectives. Deaver, remembered as a shrewd image-builder, said he wanted Reagan to be photographed outside of formal venues, so he wouldn't be seen "exclusively in white tie" at palace functions, even suggesting that Reagan go to a village pub to soak up the atmosphere

The documents make clear that Europe's leaders were desperate for Reagan's attention at a time of high Cold War tensions. A memo from U.K. Cabinet Secretary Robert Armstrong on Feb. 5 expresses concern that a gala, summit-closing dinner at the palace of Versailles outside Paris could delay Reagan's arrival in London. But he warns against pressuring the Reagan entourage to skip the meal at Versailles' Hall of Mirrors because "that would not please the President of the French Republic."

Reagan's aides also worried the British by suggesting the president might have to skip the stop in London because accepting it might anger the Germans, who had offered a similar invitation. The Americans express concern about "the German problem" ? the prospect that if the president visited London he might also have to add a stop in Germany, as well.

But feelings are smoothed when the Americans assure the British contingent that the Germans are not America's top priority.

"Eagleburger emphasized how much the president himself wanted to go to London," stresses one confidential memo from the British ambassador, referring to senior U.S. diplomat Lawrence Eagleburger. "There should be no doubt about that. Eagleburger also said that at the moment the Germans were not America's favourite allies."

There are confidential memos back and forth about whether the London stopover should be officially called a "state visit" ? the White House is reluctant to use that phrase for fear of offending the Italians, since a visit to Rome was not designated a state visit.

The prospect of a chance to relax from international summitry with a bit of horseback riding with the queen seems to have helped carry the day for the Brits. Asked for the president's favourite type of horse, British planners are told simply that he wants a thoroughbred. He ended up riding Centennial, one of the queen's favourites, and wearing a perfectly fitted sports jacket above his sweater, going for an old-time Hollywood look he carried off with ease.

Much of the actual visit was devoted to pomp and pageantry, or to relaxation, but Reagan did make one speech of consequence. He became the first American president to address a meeting of both houses of Parliament and used the occasion to trumpet his distaste for the Soviet Union, calling it an economic catastrophe.

He said Marxism-Leninism would be left on the ash heap of history ? a prediction that would come to pass in the following decade.

Source: http://news.yahoo.com/keep-queen-elizabeth-ii-waiting-ronald-reagan-got-160018264.html

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Oil rises slightly ahead of US fiscal-cliff talks

The price of crude edged up toward $91 a barrel on Friday, ahead of another effort in Washington to strike a budget deal before the year-end deadline.

By early afternoon in Europe, benchmark crude for February delivery was up 6 cents to $90.93 a barrel in electronic trading on the New York Mercantile Exchange.

The contract fell 11 cents to finish at $90.87 a barrel Thursday, following a reported drop in U.S. consumer confidence and growing pessimism that President Barack Obama and Republican lawmakers will reach a compromise on ways to avoid the so-called fiscal cliff ? hundreds of billions of dollars in government spending cuts and tax increases that take effect automatically in 2013 unless lawmakers act.

Hopes that a compromise might be reached were raised after congressional leaders were invited to the White House for talks later Friday, while the House of Representatives will meet Sunday and stay in session until Jan. 2, the day before the new Congress is sworn in.

"We now have to go again into the weekend with the 'fiscal cliff' risk, and if it is not solved then crude oil could start 2013 with a correction," said Olivier Jakob of Petromatrix in Switzerland.

On the other hand, a U.S. budget deal is expected to boost oil prices.

Oil prices were also helped by expectations of a drop of around 2 million barrels in U.S. crude supplies last week. The Energy Information Administration releases its weekly report later Friday.

In London, Brent crude, used to price various kinds of foreign oil, was down 16 cents to $110.64 a barrel on the ICE Futures exchange.

In other energy futures trading:

? Wholesale gasoline was down 1.22 cents to $2.7771 a gallon.

? Heating oil fell 0.48 cent to $3.0441 a gallon.

? Natural gas lost 3.5 cents to $3.377 per 1,000 cubic feet.

___

Pamela Sampson in Bangkok contributed to this story.

Source: http://news.yahoo.com/oil-rises-slightly-ahead-us-fiscal-cliff-talks-124644482--finance.html

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Coffee Could Protect Against Cancer | Cancer Treatment Mexico

A newly published study claims that drinking coffee could protect against oral pharyngeal (mouth or throat) cancer, even in people who smoke. The American Cancer Society-sponsored study began in 1982 and has found that drinking more than four cups of coffee a day reduced the risk of developing cancer by 49%, compared to those who never or rarely drink coffee.

Oral/pharyngeal cancer is one of the top ten most common cancers among American Men, alongside prostate cancer, lung cancer, colon and rectal cancer, bladder cancer, skin cancer, lymphoma, leukemia, pancreatic cancer and kidney cancer.? It includes cancers of all areas of the mouth, including the throat and is thought to be caused by tobacco and alcohol use or gene mutation.

It is estimated that 40,250 American men and women will be diagnosed with oral pharyngeal cancer in 2012, with 7,850 dying as a result of the disease.

The Study

Following early studies that indicated coffee could reduce the risk of developing oral cancer, the American Cancer Society studied nearly a million men and women who were free of cancer in 1982, to see if there really was a strong inverse link between drinking coffee and oral cancer.

The research found that between 1982 and 2008 868 of the 968,432 participants died from oral cancer, but those who drank 4 or more cups of caffeinated coffee every day had a 49% lower risk of developing the cancer than occasional coffee drinkers.

The study found that with every cup less the participants consumed, the risks of developing mouth cancer increased slightly, with a 33% reduced risk for those consuming 2-3 cups a day and 26% reduced risk for those having one cup of coffee per day. Researchers also discovered a smaller reduction in oral cancer risk for those who drank decaffeinated coffee, but none for regular tea drinkers.

It?s not the Caffeine

It is doubtful whether it is the caffeine in coffee that reduces the risks of oral cancer; the preventative effects are attributed to the high levels of antioxidants, polyphenols and active compounds, all of which help to fight cancer cells.

The researchers are not sure at this time why coffee should stop oral pharyngeal cancer, and without more research they can?t be certain that coffee was entirely responsible for the reduction in cancer, as the study only looked at cancer-related deaths and not diagnosis. Nor are they saying at this point that everyone should be drinking four or more cups of coffee a day. It is clear, however, that there is some link between coffee consumption and reduced mouth cancer risks, which is great news for coffee drinkers and yet another clue in the puzzle of preventing and curing cancer.

At Alternative Cancer Mexico we use natural methods to detoxify the body, maximize cellular nutrition, support immunity and fight cancer.

Our bespoke Functional Oncology programs target the specific cancer in the specific patient. If you would like to know more about Alternative Cancer Mexico and how our treatment programs could help you or a loved one, contact us today.

Why not follow us on Twitter?or Facebook?to stay up to dat in the latest Cancer Research and?Alternative Cancer News.

Source: http://cancertreatmentmx.com/alternative-oncology-news/coffee-could-protect-against-cancer/

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Strike likely averted at East Coast ports

FILE - In this Dec. 18, 2012 file photo, a truck driver watches as a freight container, right, is lowered onto a tractor trailer by a container crane at the Port of Boston in Boston. The crane and a reach stacker, left, are operated by longshoremen at the port. The longshoremen's union may strike if they are unable to reach an agreement on their contract, which expires Dec. 29, 2012. A walkout by dock workers represented by the International Longshoremen?s Association would bring commerce to a near halt at ports from Boston to Houston. (AP Photo/Steven Senne, File)

FILE - In this Dec. 18, 2012 file photo, a truck driver watches as a freight container, right, is lowered onto a tractor trailer by a container crane at the Port of Boston in Boston. The crane and a reach stacker, left, are operated by longshoremen at the port. The longshoremen's union may strike if they are unable to reach an agreement on their contract, which expires Dec. 29, 2012. A walkout by dock workers represented by the International Longshoremen?s Association would bring commerce to a near halt at ports from Boston to Houston. (AP Photo/Steven Senne, File)

NEW YORK (AP) ? The union for longshoremen along the East Coast and Gulf of Mexico has agreed to extend its contract for 30 days, averting a possible strike that could have crippled operations at ports that handle about 40 percent of all U.S. container cargo, a federal mediator announced Friday.

The extension came after the union and an alliance of port operators and shipping lines resolved one of the stickier points in their months-long contract negotiations, involving royalty payments to the longshoremen for each container they unload.

Negotiations will continue until at least midnight Jan. 28. Some important contract issues remain to be resolved, but the head of the Federal Mediation and Conciliation Service, George Cohen, said the agreement on royalties was "a major positive step forward."

"While some significant issues remain in contention, I am cautiously optimistic that they can be resolved in the upcoming 30-day extension period," he said.

The terms of the royalty agreement were not announced.

The master contract between the International Longshoremen's Association and the U.S. Maritime Alliance originally expired in September. The two sides agreed to extend it once before, for 90 days, but it had been set to expire again at 12:01 a.m. Sunday.

As recently as Dec. 19, the president of the longshoremen, Harold Daggett, had said a strike was expected.

A work stoppage would have idled shipments of a vast number of consumer products, from electronics to clothing, and kept U.S. manufacturers from getting parts and raw materials delivered easily.

Business groups expressed relief that the two sides had agreed to keep the ports open.

"A coast-wide port shutdown is not an option. It would have severe economic ramifications for the local, national and even global economies and wreak havoc on the supply chain," said National Retail Federation President Matthew Shay.

Major ports that would have been frozen included the massive terminals serving New York City overseen by the Port Authority of New York and New Jersey, and critical seaports in Savannah, Ga., Houston, and Hampton Roads, Va.

New York Shipping Association President Joseph Curto said avoiding a strike is critical "to thousands of workers who depend on port activities for their livelihood."

Other ports that would have been affected by a strike are in Boston; the Philadelphia area; Baltimore; Wilmington, N.C.; Charleston, S.C.; Jacksonville, Fla.; Port Everglades, Fla.; Miami; Tampa, Fla.; Mobile, Ala.; and New Orleans.

Longshoremen on the West Coast have a separate collective bargaining agreement.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/f70471f764144b2fab526d39972d37b3/Article_2012-12-28-Longshoremen-Contract/id-cbaf43adca1a45658e111886640ccdb4

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In 2012, we turned to Wikipedia to learn about ... Facebook?

8 hrs.

Rosa Golijan , NBC News

Unlike most major Internet brands, Wikipedia had no year-end top-10 list to share. But that's not to say there isn't a list of most viewed Wikipedia articles of 2012. It took a software engineer with a bit of spare time to gather up the data, and share the results, equal parts predictable and off-the-wall.?What does this list say about us?

Based on?Johan Gunnarsson's analysis of Wikipedia logs, it seems that?the most viewed articles on the English version of Wikipedia are lined up as follows:

• 1. Facebook - 32,647,942 views
  
• 2.?Wiki -?29,613,759?views
  
• 3.?Deaths in 2012 -?25,418,587?views
  
• 4.?One Direction -?22,351,637?views
  
• 5.?The Avengers (2012 film) -?22,268,644?views
  
• 6.?Fifty Shades of Grey -?21,779,423?views
  
• 7.?2012 phenomenon -?20,619,920?views
  
• 8.?The Dark Knight Rises -?18,882,885?views
  
• 9.?Google -?18,508,719?views
  
• 10.?The Hunger Games -?18,431,626?views
  

While we're not surprised to see iconic pop culture phenomena like musical sensation One Direction, the all-star movie?"The?Avengers," the risque literary?trilogy "Fifty Shades of Grey" and of course the?inescapable "Hunger Games" series?appear,?we did scratch our heads about Facebook and Google, and ... "Wiki"?

Wikimedia spokesman Jay Walsh explained the popularity of these items to All Things D's Liz Gannes as likely being due to users who might type "Facebook" or similar into a search engine built into "their browsers intending to go to the site and end up on Wikipedia."?Either that, he says, or there's simply "general, high-level interest and curiosity" about the history of some of these websites and services.

We'll buy the accidental typing explanation over the "high-level of?interest" one.

While most of the top 100 most-viewed?English Wikipedia articles centered around pop culture and current events, some articles raise eyebrows for feeling a bit out of place. Entries on the Illuminati (No. 33), elocution (No. 34)?and g-forces (No. 83)?cropped up on the heels of expected entries like Mitt Romney (No. 22) and?Justin Bieber (No. 25).

The more immature individuals among us may find it amusing that entries on sex (No. 18) and human penis size (No. 82) made it into the list of 100?most viewed.?Android fanboys may flaunt the fact that an article about the mobile operating system hit the list at No. 70, while no entries about iOS made it into the top 100. (Though Steve Jobs did come in at No. 64.)

At least some people were using Wikipedia for its intended purpose, to cheat on homework assignments: Historical topics from?Albert Einstein (No. 98)?to the Hatfield-McCoy feud (No. 91) pepper the list.

When looking at the?most viewed articles in languages other than English, we find that the obsession with major Web properties and pop culture extends beyond their idiom of origin. Facebook led the Spanish top 10, which also includes One Direction. German language readers were particularly interested in the?TV shows "How I Met Your Mother," "The Big Bang Theory," "Two And A Half Men," and "Game Of Thrones" ? all which made it into their top 10.

And speaking of Bieber,?those with an irrational dislike for the teen?heartthrob may find it comforting to know that he?only made the top 10 in Norwegian and Danish. He failed to reach single digits in any other language, and sits at No. 25 on the list of the most viewed English Wikipedia articles.

"Gangnam Style," the ear-worm that beat Bieber's "Baby" to?a billion views on YouTube, appears to have only made it onto one top-100 list?? the English one ? taking the No. 21 spot with a mere?13,129,876 views.

Want more tech news?or interesting?links? You'll get plenty of both if you keep up with Rosa Golijan, the writer of this post, by following her on?Twitter, subscribing to her?Facebook?posts,?or circling her?on?Google+.

Source: http://www.nbcnews.com/technology/technolog/2012-we-turned-wikipedia-learn-about-facebook-1C7753895

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USA's Small Business Social Network oGoing Grows 500% in 2012 ...

USA's Small Business Social Network oGoing Grows 500% in 2012
International Business Times (press release)
oGoing, USA's leading small business social network, had an amazing growth in 2012. oGoing membership grew 500% in 2012, and the fastest growing business social network now reaches out to over hundred thousand small businesses, owners, ...

and more??

Source: http://www.thefinancialherald.com/?p=396794

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Networking opportunity with fellow Toronto business leaders

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Home / Toronto / Networking opportunity with fellow Toronto business leaders

The Toronto Board of Trade provides several events for its members and the Toronto business word in general, which feature some of the most successful business men and women in the city. One highly anticipated event is the yearly dinner.

The Board of Trade is holding its 125th annual dinner at the Metro Toronto Convention Centre on January 28, beginning at 5:30 pm. Tickets are $425 for Board of Trade members or $4,250 for a table of 10, $500 for non-members or $5,000 for a table of 10. Guests must register before January 11.

The keynote speaker for this year?s event will be Rick Waugh, CEO of Scotiabank. It will also feature Leo DelZotto, winner of the Toronto Region Builder Award. This yearly event usually draws the elite of the Toronto business world and will be an excellent networking opportunity for Toronto business leaders and a chance to hear what the keynote speaker has to say about the business climate of the area.

Attendees will very likely be arranging with Toronto printing companies for a fresh business card printing order. They will want to ensure that they have a plentiful supply of cards to exchange with their business peers and that those cards contain up-to-date contact information. There will be plenty of time to exchange cards over dinner and to even time to give that ?elevator speech?, which gives a background of the businessperson and of his or her company.
For more information on the dinner, call 416-862-4500.

Source: http://www.minutemanpress.ca/news/networking-opportunity-with-fellow-toronto-business-leaders-5674.html

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How to negotiate your remodeling contract with a general contractor ...

28Dec

www.angieslist.com ? We?ve all heard about home improvement or remodeling projects that went way past the completion date, or worse, required a second general contractor to complete the project. Homeowners can protect themselves from these scenarios by getting contracts from the service providers, and most importantly, reading the contract thoroughly and adding additional protective agreements as needed.

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Source: http://www.cohocton.org/179-how-to-negotiate-your-remodeling-contract-with-a-general-contractor

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Ex-U.S. President George H.W. Bush in intensive care

AUSTIN, Texas (Reuters) - Former President George H.W. Bush is in the intensive care unit of a Houston hospital and is in "guarded condition," family spokesman Jim McGrath said Wednesday.

"The president is alert and conversing with medical staff, and is surrounded by family," McGrath said in a statement.

"Following a series of setbacks including a persistent fever, President Bush was admitted to the intensive care unit at Methodist Hospital on Sunday where he remains in guarded condition," McGrath said. "Doctors at Methodist continue to be cautiously optimistic about the current course of treatment."

The 88-year-old was admitted to the hospital November 23 for bronchitis.

A hospital spokesman said in mid-December that the former president was expected to be home from the hospital in time for Christmas, but that spokesman later said doctors felt that the former president should build up his energy before going home.

Bush has lower body parkinsonism, which causes a loss of balance, and has used wheelchairs for more than a year, McGrath said in an email on Wednesday.

Bush, the 41st U.S. president and a Republican, took office in 1989 and served one term in the White House. The father of former President George W. Bush, he also served as a congressman, ambassador to the United Nations, envoy to China, CIA director and vice president for two terms under Ronald Reagan.

(Reporting by Corrie MacLaggan; Editing by Paul Thomasch and Phil Berlowitz)

Source: http://news.yahoo.com/ex-u-president-george-h-w-bush-intensive-001249362.html

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The Pros & Cons of Multi-Family Real Estate Investing ? CT Homes ...

More real estate investors have been asking about the pros versus cons of multi-family real estate investing. Is it far more headache than it?s worth or could it actually be more profitable than trying to convert REOs to rentals?

So what are the real pros and cons of multi-family property real estate investing and how do they compare with single family homes?

4 Pros of Multifamily Investment Properties

1. Cost Per Door

Perhaps the biggest advantage of multifamily properties for real estate investing is the lower ?cost per door? or unit when compared to single family homes, not to mention the amount of work put in.

2. Property Management

There is no question that for most managing one building with multiple tenants is a lot easier and more cost effective than a network of individual homes. Plus, when it comes to making improvements multi-unit buildings can deliver a higher ROI in some cases.

3. Diversity

Having numerous tenants under one roof makes it unlikely there will ever be a dry month of rents coming in.

4. Financing

Many real estate investors are unaware of how easy it actually is to get mortgage financing on a commercial property compared to single family homes. When it comes to commercial financing credit is often less of an issue and it is the income coming in that really matters.

4 Cons of Multifamily Investment Properties

1. Competition

If some real estate investors think that the residential arena is getting competitive, there is a lot more competition for far fewer multifamily properties, especially distressed ones.

2. Diversity

Unfortunately, in the reverse, putting more money into one property, even if it has many tenants puts investors at more risk from a variety of potential disasters.

3. Tenant Quality

Opting for multifamily real estate investing often means dealing with lower quality tenants. More may be charged per unit per month but there could also be more issues due to the financial strength of these renters.

4. Fewer End Buyers

Distressed multifamily properties may be in demand but there are also certainly fewer prospective buyers per property compared to single family homes or even condos.

The bottom line is that there are advantages of investing in both multifamily and single family properties. Why not experiment? If you?ve only been doing multifamily, why not try single family for a change? You might find flipping is easier and bigger checks come faster.

Tags: multi-family homes, multi-family investing, real estate investing

This entry was posted on Wednesday, December 26th, 2012 at 4:00 pm and is filed under Home Selling. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

Source: http://www.cthomesllc.com/2012/12/the-pros-cons-of-multi-family-real-estate-investing/

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Snowstorm heads east after South twisters; 3 dead

MOBILE, Ala. (AP) ? An enormous storm system that dumped snow and sleet on the nation's midsection and unleashed damaging tornadoes around the Deep South began punching its way toward the Northeast on Wednesday, slowing holiday travel.

Post-Christmas travelers braced for flight delays and a raft of weather warnings for drivers, a day after rare winter twisters damaged buildings in Louisiana and Alabama. The storm system headed from the Gulf Coast to New England has been blamed for three deaths and several injuries, though no one was killed outright in the tornadoes. The storms also left more than 100,000 without power for a across the South, darkening Christmas celebrations.

Severe thunderstorms were forecast for the Carolinas while a line of blizzard and winter storm warnings stretched from Arkansas up the Ohio River to New York and all the way to Maine.

Rick Cauley's family was hosting relatives for Christmas when tornado sirens went off in Mobile. Not taking any chances, he and his wife, Ashley, hustled everyone down the block to take shelter at the athletic field house at Mobile's Murphy High School in Mobile.

It turns out, that wasn't the place to head.

"As luck would have it, that's where the tornado hit," Cauley said. "The pressure dropped and the ears started popping and it got crazy for a second." They were all fine, though the school was damaged, as were a church and several homes, but officials say no one was seriously injured.

Camera footage captured the approach of the large funnel cloud.

Mobile was the biggest city hit by numerous twisters. Along with brutal, straight-line winds, the storms knocked down countless trees, blew the roofs off homes and left many Christmas celebrations in the dark. Torrential rains drenched the region and several places saw flash flooding.

More than 325 flights around the U.S. were canceled as of Wednesday morning, according to the flight tracker FlightAware.com. The cancelations were mostly spread around airports that had been or soon would be in the path of the storm.

Holiday travelers in the nation's much colder midsection battled treacherous driving conditions from freezing rain and blizzard conditions from the same fast-moving storms. In Arkansas, highway department officials said the state was fortunate the snowstorm hit on Christmas Day when many travelers were already at their destinations.

Texas, meanwhile, dealt with high winds and slickened highways.

On Tuesday, winds toppled a tree onto a pickup truck in the Houston area, killing the driver, and a 53-year-old north Louisiana man was killed when a tree fell on his house. Icy roads already were blamed for a 21-vehicle pileup in Oklahoma, and the Highway Patrol there says a 28-year-old woman was killed in a crash on a snowy U.S. Highway near Fairview.

Trees fell on homes and across roadways in several communities in southern Mississippi and Louisiana. Mississippi Gov. Phil Bryant declared a state of emergency, saying eight counties reported damages and some injuries.

It included McNeill, where a likely tornado damaged a dozen homes and sent eight people to the hospital, none with life-threatening injuries, said Pearl River County emergency management agency director Danny Manley.

The snowstorm that caused numerous accidents pushed out of Oklahoma late Tuesday, carrying with it blizzard warnings for parts of northeast Arkansas, where 10 inches of snow was forecast. Freezing rain clung to trees and utility lines in Arkansas and winds gusts up to 30 mph whipped them around, causing about 71,000 customers to lose electricity for a time.

Christmas lights also were knocked out with more than 100,000 customers without power for at least a time in Texas, Arkansas, Oklahoma, Mississippi, Louisiana and Alabama.

Blizzard conditions were possible for parts of Illinois, Indiana and Kentucky up to Cleveland with predictions of several inches to a foot of snow. By the end of the week, that snow was expected to move into the Northeast with again up to a foot predicted

Jason Gerth said the Mobile tornado passed by in a few moments and from his porch, he saw about a half-dozen green flashes in the distance as transformers blew. His home was spared.

"It missed us by 100 feet and we have no damage," Gerth said.

In Louisiana, quarter-sized hail was reported early Tuesday in the western part of the state and a WDSU viewer sent a photo to the TV station of what appeared to be a waterspout around the Lake Pontchartrain Causeway in New Orleans. There were no reports of crashes or damage.

Some mountainous areas of Arkansas' Ozark Mountains could get up to 10 inches of snow, which would make travel "very hazardous or impossible" in the northern tier of the state from near whiteout conditions, the weather service said.

The holiday may conjure visions of snow and ice, but twisters this time of year are not unheard of. Ten storm systems in the last 50 years have spawned at least one Christmastime tornado with winds of 113 mph or more in the South, said Chris Vaccaro, a National Weather Service spokesman in Washington, via email.

The most lethal were the storms of Dec. 24-26, 1982, when 29 tornadoes in Oklahoma, Missouri, Arkansas, Tennessee and Mississippi killed three people and injured 32.

In Mobile, a large section of the roof on the Trinity Episcopal Church is missing and the front wall of the parish wall is gone, said Scott Rye, a senior warden at the church in the Midtown section of the city.

On Christmas Eve, the church with about 500 members was crowded for services.

"Thank God this didn't happen last night," Rye said.

___

Associated Press writers Jay Reeves in Birmingham, Ala., Jeff Amy in Atlanta, Ramit Plushnick-Masti in Houston, Chuck Bartels in Little Rock, Ark., Janet McConnaughey in New Orleans and AP Business Writer Daniel Wagner in Washington, contributed to this report.

Source: http://news.yahoo.com/snowstorm-heads-east-south-twisters-3-dead-092714438--finance.html

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